the world's gdp, the brick countries, brazil, russia, india and china are growing 3 and 4 times. >> let me ask you this, a lot of people look at the money that they have left over trying to save. i think the biggest seems overwhelming cause you are told to have a savings account and contribute to the 401 k. how do you know how much to put where i guess? >> you know, there are rules of thumb to live by. my oldest daughter just graduated from college and she was do i participate in a retirement plan? and i told her save 10%. give 10% away and live 80% of your live with the remaining funds. if you follow that for a life time, you'll be financially healthy whether you are a missionary, a teacher. but you need to have that mental discipline. whether you like to spend your money sailing or traveling. >> okay. thank you so much. clark kendall for coming in. we appreciate it. >> i enjoy being here. thanks. >> 8:22. 53 degrees. coming up next, getting in the holiday spirit with what's new this thanksgiving and christmas. and later, the incredible egg. check in with holly live in northwest for a